Citi offers you the Double Cash credit card. A card with which you will get a double reward. You can get a refund of up to 2% of your purchases and payments. Hence its name: Double Cash.
The Double Cash Card is a Cash Back card that offers a balance transfer APR of 0% for the first 18 months and the greater of $5 or 3% after that, a purchase APR from 13.99% to 22.99%, an annual fee of $0.
As you can see, this card offers you high rewards with no annual fees. However, it does not provide a welcome bonus or promotional rate for purchases.
Among the credit card options with the best rewards, Double Cash offers you only one way to obtain them: its money-back rate. Among the balance transfer credit card options, their charges fall within the acceptable range (between 3 to 5%, minimum of 5 to 10 dollars).
Thus, the Double Cash credit card is an excellent option if you’re looking for a card with a low-cost 2% rewards rate, a flat fee, and a decent balance transfer program.
By obtaining this card, you will also have access to ticket offers to events (concerts, games, etc.), and you will be able to redeem your cash rewards greater than 25 dollars for credit, check, or “ThankYou Points.” For your safety, Citi offers fraud protection and purchase protection.
To enjoy the benefits of this card, you must have a good or excellent credit history and meet the monthly payments. If you do not meet the minimum amount, you will not get the 1% cashback.
DOUBLE CASH CREDIT CARD
The Citi Double Cash credit card from Citibank is a card that gives you money back (cashback) for your purchases. In this case, you will receive 2% of the amount of all purchases you make, the first 1% when you make the purchase, and another 1% when you pay the corresponding charge, the following month or over several months if you decide to finance it.
To use the returned money, which you can accumulate without limit, you can use checks or use it to pay the balance on your card.
With this card, you will not pay an annual fee, and during the first 18 months, you will not pay interest on the cash transfers you make from the card’s credit to the balance of your checking account.
Other advantages and services of Double Cash from Citibank are anti-fraud protection, which will alert you if there is suspicious activity, and coverage against unauthorized charges, whether through the Internet or in physical stores.
You will also have customer service available 24 hours a day and the Citi Entertainment service, which offers you preferential access for purchasing tickets and tickets for concerts, sporting events, and shows of all kinds.
The card is for those who want rewards with lower costs.
The best credit cards with withdrawals without annual commission are the ones mentioned below:
• Chase Freedom Unlimited: The Chase Freedom Unlimited card is a leading credit card with no annual fee withdrawals. You get a fixed cashback of 1.5% per dollar with this card. New users can get a bonus of $150.
• Capital One Quicksilver: The Capital One Quicksilver Card has 1.5% cashback with no annual fee. If your credit score isn’t good enough, you can get the Quicksilver One card with the same rewards and $39 annual fee.
• Citi Double Cash: The Citi Double Cash card gives you 1% cashback on purchases and another 1% when you pay for a service. It would be like receiving a 2% refund. However, it does not have good benefits compared to the other cards.
If you’re looking for the cheapest cash-out credit card, you can’t go wrong with one of the cards on this list. Just pay off the card in full each month by the due date to avoid costly interest.